There are tens of thousands of car accidents in the US alone every year, and in most of these situations, both parties have insurance to cover the costs of repairs and any injury recovery. Unfortunately, though, there are some situations where the driver at fault in an accident is illegally driving without insurance.
At Halepaska Law, we’re here to provide attorney services for all auto injury cases – even those where the at-fault driver does not have insurance. In fact, these kinds of cases are often those where it’s even more beneficial than usual to have a personal injury lawyer on your side. Let’s look at the proper action to take if this happens to you.
There’s a common myth that there’s no point in suing an uninsured driver for damages, but this often simply isn’t the case. There are a number of small bits of information that go into this sort of decision, and a car accident injury lawyer is often one of the only people with the experience to make this call.
Even if you can’t identify the perpetrator, such as in a hit-and-run, there might be action you can take. For starters, you can file an uninsured motorist claim against your insurance provider.
In the case of uninsured driver claims, your insurance company will try to give you the lowest amount of money possible. However, there are other areas they won’t cover:
- Punitive damages: To punish the offender for things like reckless driving
- Nominal damages: For suffering beyond physical injury
- Full payment: Uninsured driver policies tend to have a cap, usually $15,000 for personal injuries and $30,000 for total injuries
Seeking legal aid as quickly as possible after one of these incidents gives you the best chance of filing a successful claim. The window is often very short for doing so, and you can get more of the money you deserve if you get pros on your side early.
For more on how to handle an accident where the driver was uninsured, or to learn more about any of our legal services, speak to the pros at Halepaska Law today.