If you’re involved in an auto accident or any type of motor vehicle accident, you’ll have to take action to seek compensation if you were not at fault. At Halepaska Law, you’ll be able to speak with a personal injury attorney who can walk you through the basic steps here.
One of the largest areas an auto accident injury lawyer can help with is dealing with insurance companies. Let’s go over all the relevant steps to making a car accident insurance claim.
Contacting Appropriate Insurance Carriers
Even if you weren’t at fault for the accident in question at all, there’s a chance you’ll have to communicate with both your own insurance and that of the at-fault party. This is often the case in situations like a hit-and-run, or if you’re seeking recovery through Personal Injury Protection (PIP) insurance coverage.
Giving a Statement
After the proper insurance companies have been notified of the accident, you’ll receive a call in the near future from an insurance claims representative. This person will be looking to collect a statement from you on the events that occurred, and they’ll often want to record this statement. Things they may ask about can include:
- Location and date of the accident
- Specifics on how the accident happened
- All information about any injuries you sustained or medical bills you now have
- Any other expenses related to the accident, no matter how small
The claims representative will use this information to determine who was at fault in the accident. If they decide the other party was at fault, that party’s insurer will offer you a settlement. If you’re not happy with that offer, you can negotiate with them or take the case to court.
Why You Need a Lawyer
A personal injury lawyer is vital for this process. Without one, you could easily end up making statements or handing over documentation that actually harms your claim. Insurance companies have experts constantly looking for excuses to reduce your compensation – you need a professional on your side to stop them from being able to do so.
For more on filing car accident insurance claims, or for any of our attorney services, contact the offices of Halepaska Law today.