At the offices of John D. Halepaska, some of the most common cases handled by our personal injury attorneys are related to car accidents. Victims of negligence by another driver often need an auto accident injury attorney to help them get their just compensation, and we’re here to provide strong representation and advocate on your benefit.
One major area that’s been having a big impact on vehicle accidents in general and related liability cases: The rise of ride-sharing services like Uber and Lyft. If you’re involved in an accident as a passenger in a ride-sharing vehicle and you’re injured as a result, how can you go about seeking compensation? Here are some basics to understand.
Increasing Ride-Share Accidents?
In general, the rate of traffic accidents and related fatalities has gone up in the US over the last several years. And while there isn’t necessarily specific data connecting the two, research has shown that the increase tends to correspond with the increase in ride-sharing service usage.
Now, again, we can’t directly connect these. But it makes sense in many ways, and even if it’s not the case, we know that more and more people are getting where they need to go using these services – so it pays to understand what happens if an accident takes place.
If you’re injured as the passenger in a ride-sharing vehicle and it’s determined that the driver of your vehicle was at fault, the first area to look to is the insurance coverage of that driver. However, most Uber and Lyft drivers do not have a commercial insurance policy or a personal policy that includes a ride-sharing provision.
In these cases, you’ll next move to the third-party liability insurance coverage that these companies carry. These tend to range up to $1 million in damages for personal and property injuries. These can also be used to supplement if the driver has a limited policy that dries up quickly.
In other cases where your driver was not at fault but another on the road was, the insurance to look for is the at-fault driver’s. If this person is uninsured, ride-sharing companies also offer a $1 million policy for uninsured cases.
Direct Suits Against Companies
Because Uber and Lyft categorize their drivers as independent contractors rather than employees, it’s generally very difficult to bring a suit directly against these companies. In most cases, utilizing their large policies for underinsured or uninsured driver accidents will be the proper route to take, and these policies are generally big enough to cover any damages incurred in such incidents.
For more on how to seek compensation for injuries sustained as the passenger in a ride-sharing vehicle, or to learn about any of our other car accident attorney services, speak to the staff at the offices of John D. Halepaska today.